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HINT AND INSTRUCTIONS TO FOLLOW WHEN APPLYING FOR A BUSINESS AND A HOME LOAN
When applying for a business loan, there are certain things needed to be followed, which are:
*Personal background and financial statements
*Business financial statements
*Profit and loss statement
*Projected financial statements
*Ownership and affiliations
*Business certificate/license
*Loan application history
*Income tax returns
*Resumes
*Business overview and history
*Business lease
Buying a home is one of the major decisions a person has to take during his/her life. It is rare to find someone who pays the entire cost of home at one go. A home loan is an essential part of any home buying endeavor. Taking a home loan is a long journey, which involves many stages. The key to getting your home loan in a smooth way is being familiar with the entire home loan process.
Due to scarcity of Finance, Housing remains a distant dream for many people. • To boost investment in the housing industry, the Government established the Housing Development Finance Corporation in 1977.